Churchouse Financial Planning said the sites enable advice to be purchased online, on a nil commission basis, with reports based on individual circumstances, without needing to talk to or meet a financial adviser. It said the sites enable consumers to enter details online, at a time suitable for them, and claimed this often generates substantial cost savings for pensions and investments. The site provides a financial report by post and e-mail within 12 working days for a fixed GBP699 fee, covering objectives and requirements. It offers recommendations on independent solutions for services such as pensions, savings, inheritance tax and life/health protection and can cover areas such as making a will.

The site provides advice on pensions for a one off GBP499 fee, including a report for guidance on pensions planning and retirement planning, with an online questionnaire and independent recommendations. Recommendations made through reports from either site can be implemented with Churchouse Financial Planning or any other financial adviser.